Powered by AI agents and real-time market data

AI-Powered Rate Comparison

Let AI agents find you the best rates across mortgages, insurance, savings, and loans. Real-time comparison powered by MCP tools.

Mortgage rate comparison
Insurance quote aggregation
Savings rate finder
AI agent-powered analysis

Why ChooseRates?

Built different from the ground up.

Smart Analysis

AI agents continuously scan thousands of data points to surface the best opportunities.

Bank-Grade Security

Your financial data stays encrypted and private. Zero third-party data sharing.

Real-Time Data

Market rates update in real-time. No stale data, no outdated quotes.

How It Works

1

Connect Your Accounts

Securely link your financial accounts or enter your requirements. All data encrypted in transit and at rest.

2

AI Agents Analyze

Our autonomous AI agents scan thousands of options, comparing rates, terms, and total cost across providers.

3

Act on Insights

Review AI-ranked recommendations with full transparency on methodology. Apply or switch with one click.

Ready to Get Started?

Create your free account in under 60 seconds. No credit card required.

Create Free Account
Product

How ChooseRates Works

Let AI agents find you the best rates across mortgages, insurance, savings, and loans. Real-time comparison powered by MCP tools.

Smart Analysis

AI agents continuously scan thousands of data points to surface the best opportunities.

  • Mortgage rate comparison
  • Insurance quote aggregation

Bank-Grade Security

Your financial data stays encrypted and private. Zero third-party data sharing.

  • Insurance quote aggregation
  • Savings rate finder

Real-Time Data

Market rates update in real-time. No stale data, no outdated quotes.

  • Savings rate finder
  • AI agent-powered analysis

Developer-First Architecture

Every feature is accessible via our REST API and MCP tools. Build on top of ChooseRates.

REST API MCP Protocol x402 Payments Webhooks SDK
curl -X POST https://chooserates.com/api/v1/query \
  -H "Authorization: Bearer YOUR_API_KEY" \
  -H "Content-Type: application/json" \
  -d '{"query": "your request here"}'
Pricing

Simple, Transparent Pricing

Start free. Upgrade when you need more.

Free

$0
forever

Basic rate comparisons

Get Started

Enterprise

Custom
contact us

Custom API access for brokerages

Contact Sales

Frequently Asked Questions

How does the free tier work?+

The free tier gives you access to core features with usage limits. No credit card required. Upgrade anytime when you need more capacity.

Can I cancel anytime?+

Yes. All paid plans are month-to-month with no long-term contracts. Cancel anytime from your dashboard — you'll keep access until the end of your billing period.

Do you offer an API?+

Yes. Full REST API and MCP protocol support are included in all plans. Pro and Enterprise plans get higher rate limits and priority support.

What payment methods do you accept?+

We accept all major credit cards and USDC payments via the x402 protocol on Base, Ethereum, and Solana networks.

About

About ChooseRates

Our Mission

Let AI agents find you the best rates across mortgages, insurance, savings, and loans. Real-time comparison powered by MCP tools. We believe AI agents should handle the tedious work while humans focus on what matters — making decisions and building relationships.

Technology

Built on cutting-edge infrastructure: Model Context Protocol (MCP) for AI agent interoperability, x402 protocol for seamless micropayments, and USDC for transparent on-chain settlement. Every transaction is verifiable, every agent interaction is traceable.

Business Model

Lead generation fees from financial institutions + premium comparison tools. We grow when you grow — our success is directly tied to the value we create for our users.

Part of the Agentic AI Ecosystem

ChooseRates is part of a growing network of AI-native platforms designed to work together seamlessly.

Join ChooseRates Today

Create Your Account

Start using ChooseRates for free. No credit card required.

By creating an account, you agree to our Terms of Service and Privacy Policy.
Free tier includes: Basic rate comparisons.

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users already signed up